Discover Your Perfect Annuity Solution
Secure your retirement with guaranteed lifetime income through carefully selected annuities. As your Certified Annuity Specialist, Jarvis Financial cuts through the complexity to deliver clear guidance tailored to your financial goals. We’ll walk you through every option, benefit, and consideration to ensure you make the right choice for your future.
Today’s sophisticated investors are turning to annuities as a reliable alternative to traditional bonds, seeking both security and growth potential. Our comprehensive consultation process ensures your annuity selection aligns perfectly with your overall wealth management strategy, providing the peace of mind you deserve in retirement planning.
Key Benefits of Annuities
Tax-Deferred Growth
Your investment grows without immediate tax consequences
Flexible Income Options
Guaranteed Lifetime Income
Legacy Protection
Creditor Protection
Bond Alternative
Enjoy stability with potentially higher returns than traditional fixed-income investments
Understanding Your Annuity Options
Fixed Annuities: The Foundation Choice
Consider this your reliable cornerstone investment. Fixed annuities deliver predictable returns with complete certainty about future payments. While returns are modest, they consistently outperform bank CDs and provide an excellent conservative foundation alongside your other investments.
Indexed Annuities: Best of Both Worlds
Experience market upside with downside protection. Your returns track major market indices like the S&P 500, allowing you to benefit from market gains while protecting against losses. Various participation rates let you customize your risk-reward balance to match your comfort level.
Variable Annuities: Growth Potential
Pursue higher returns through market participation. These annuities offer the only option with genuine growth potential, letting you select from professionally managed investment portfolios. Your returns depend directly on your chosen investments’ performance, making this ideal for growth-focused strategies.
Multi-Year Guaranteed Annuities (MYGAs): Premium Stability
Lock in today’s exceptional rates for 3-10 years. MYGAs currently offer some of the most attractive rates available, providing CD-like security with superior returns. Your rate remains fixed throughout the entire term, making long-term income planning straightforward and predictable.
Important Considerations We’ll Address Together
Tax Strategy Integration
Annuities grow tax-deferred during accumulation but generate taxable income during payout. We’ll coordinate your annuity timing with Social Security, pensions, and other income sources to optimize your overall tax efficiency throughout retirement.
Maximizing Contract Riders
Optional riders add valuable flexibility but come with additional costs. We’ll evaluate income riders for payment customization and health riders for long-term care protection, ensuring every enhancement serves your specific needs and budget.
Finding Your Ideal Solution
The complexity of annuities creates tremendous opportunity for customization. We’ll identify the perfect combination of features, rates, and benefits that align with your unique situation, providing guaranteed income protection when you need it most.
Ready to Get Started?
Every retirement deserves a personalized income strategy. Let us help you navigate the annuity landscape and secure the guaranteed income that will support your ideal retirement lifestyle. Complete the form or call to begin your consultation today!